Getting through the overwhelming process of applying for the San Diego first time homebuyer down payment assistance program was tough on us emotionally and mentally. I wish in hindsight someone would have helped us prepare for that challenge. Get your mind ready to get what you want. Retirement, investment for future, a place called your own, a permanent ceiling on spiraling rent costs, whatever it is you want, you have to submit to the powers that be to get it. Yes it’s all legal and ethical but very unreasonable and borderline abusive.
My wife would never agree with me on this point.
If you ask my wife how the process went she would say it wasn’t all that bad and that it was totally worth it. Was she overwhelmed at times? Yes. Yet, she adamantly believes getting through the overwhelming process of applying for the San Diego first time homebuyer down payment assistance program wasn’t all that bad. Okay, call her if you want the warm and fuzzy story. I’ll put 
her on the phone. I agree with everything she says except one thing, the process was bad. But agreed, it was worth it in the end.
We put down 3% to buy, borrowed 25% on a deferred payment, and found a secret way to get another 15% to fix up the place, and now we’re sitting on 48% cash equity. Investing 3% to make 40% profit with borrowed money while living in the investment property? It’s insanely worth it. Happy to talk to you about how we did it. Call me at (619) 886-1826 or fill out the email form below.