When you are applying for San Diego first time homebuyer down payment assistance with the San Diego Housing Commission; your experience will probably be similar to ours. It is time consuming, complicated, and filled with questions designed to protect inexperienced people like you and me from mortgage broker, Realtor, and investor greed and lies. When they realize they can’t take advantage of you due to this built in protection, they avoid you like the plague. Only a few will ever come near you after they know you are working with an outstanding organization like the San Diego Housing Commission. This is the reason most San Diego Realtors and Mortgage brokers don’t want you to buy a house in San Diego through the first time home buyer program.
The San Diego First time homebuyer down payment assistance program has built in protection mechanisms to give you the experience you need against bad real estate people.
Built into the application process are checks and balances to make sure that you don’t overspend or bite off more than you can chew in mortgage payments. Mortgage people hate this. There are built-in protection mechanisms to prevent purchasing a home with a dangerous and costly infrastructure. Investors hate this. Because of the extra paperwork that is involved, and the how careful the San Diego housing commission is in inspecting your future home, there may be a small delay which realtors hate since they want to do a quick deal. When you are applying for San Diego first time homebuyer down payment assistance, you are entering into a system that has been refined through thousands of transactions. This puts you on equal terms with the most savvy real estate professionals.
Over the years I have found a handful of San Diego mortgage brokers and Realtors that are honest and capable to serve San Diego first time home buyers after much trial and error. Please call me for my current small list. Chuck Vedrene (619) 886-1826 or fill out the contact form below.