Ok guys, its time to get cleared to go San Diego home shopping. If you use a mortgage specialist that is familiar with the first time home buyer down payment assistance program; you will know very shortly if you qualify with the San Diego housing commission or not. The underwriters there are very thorough, probably more thorough than the underwriters for your first loan.
The key is having a mortgage lender that is not just on the San Diego Housing Commission list but one who works often with first time home buyers through the program. They are abreast of the changes. They know what questions to ask both you and the housing commission. If something gets derailed it is usually easy to fix because they know what they are doing. I can help you narrow your decision quickly as we were able to work with a person that met our high criteria. I’m happy to help you find a person that will work with your needs and preferences as well as have your best interest at heart.
Time to get cleared to go San Diego home shopping.
A good mortgage specialist will let you know if your credit needs to be higher, if your income statements need to be more accurate, or you need to show more proof of what you claim.
Whatever they ask you please do it. If you want to get cleared to go San Diego home shopping you will. They may ask you to write letters or get certain documents from your job or from the bank to forward to the housing commission to approve your first time home buyer down payment assistance. I can help you write those letters. Call me at (619) 886-1826 or email me below.
Our mortgage specialist sent our package to the San Diego Housing commission and we found out within a week or less that we were approved to go home shopping with a maximum dollar amount way higher than we were expecting. Now this is when the work or fun begins depending on where your head is at this point. Now its time for you to get cleared to go San Diego home shopping. Now let’s get to it!