You must know your top 10 enemies of becoming first time home buyers if you going to defeat them. You must acknowledge that you have many strikes against you. Let me repeat, you have to be extremely motivated to do this. This list is short, but the top 10 enemies of becoming first time home buyers will give you plenty enough to keep you busy fighting.
Here are your top 10 enemies of becoming a first time home buyer as well as a plan to defeat them.
Enemy 1: Saying I can’t.
How to overcome this enemy:
Say you can 100 times a day and have at least 1 thing you did that day to prove you are moving forward with acquiring your home.
Enemy 2: Bad credit.
How to overcome this enemy:
I found a needle in a haystack awesome credit building specialist. Call me. (619) 886-1826 or email me below to connect you. (By the way once my mind was made up my credit score skyrocketed 160 points in 8 months.)
Enemy 3: Having a bad mortgage broker or loan officer.
How to overcome this enemy:
I found a needle in a haystack scientist of a loan specialist that helped us when EVERYONE said no. Call me.
Enemy 4: Having a bad realtor
How to overcome this enemy:
I found another needle in a haystack drop dead awesome realtor who worked with us. Call me.
Enemy 5: Being untruthful on your taxes
How to overcome this enemy:
Get yourself honest. Revise your last 3 years of taxes with real numbers. I have an ace tax guy that can help you. Call me.
Enemy 6: Not saving money
How to overcome this enemy:
Screw eating out and coffee for a while. Here are some great ideas.
Enemy 7: Not willing to do the work.
How to overcome this enemy:
This is your second job for a little while. Own it people.
Enemy 8: Not organizing your paperwork.
How to overcome this enemy:
Gather 5 years tax statements, bank statements, social security card, driver’s license, utility bills, put all that stuff in a folder that you can carry around or in a file you can upload easily on a USB drive. Here is a complete list of what you need.
Enemy 9: Getting overwhelmed with all the new paperwork.
How to overcome this enemy:
Get a smartphone with a data plan that can take pictures and an email address just for this; purchasing you first home project. Make it a gmail email address. On your smartphone make sure you get an app that will scan and store all of your documents to dropbox or google drive for backup protection.
Enemy 10: Debt
How to overcome this enemy:
Pay it down or pay it off. Get a second job and destroy this stuff. The help Dave Ramsey gives worked perfectly for us. Use this system guys. It works.
There you have it. The top 10 enemies of becoming a first time home buyer and a plan to defeat each one.
Need more help. Please give me a call (619) 886-1826 of drop me and email below.