To get the most money for down payment assistance you have to focus on certain neighborhoods. The ratio of modest prices to low crime to convenient location vary wildly in San Diego. The first time San Diego first time homebuyer program has the best benefit for those who buy homes in certain neighborhoods. Some of the best deals to be found for first time home buyers are in the cities of Santee California, El Cajon California, Chula Vista California, Escondido California, La Mesa California, National City California, Carlsbad California, Encinitas, and of course San Diego.
You will probably make your decision on where to buy the house when it comes to looking at the criteria that is best suited for your family. You want to figure out things like commute time to your place of employment. That would include heavy traffic hours normally between 7:30 AM to 9:30 AM and 3:30 PM to 6:30 PM. If your employment is in north county San Diego or the north part of San Diego, then homes in the City Of Sandiego, Carlsbad, Encinitas, or Escondido may be your best choice. If you find employment towards the east part of San Diego those are very easily reachable from Santee, El Cajon and north eastern part of Chula Vista. If you find employment in the south part of San Diego you’re looking at Chula Vista or National City being your best bets to look for your first home.
Besides employment you definitely want to look at the crime rates for each of the areas being mindful that a high crime rate in association with a beach community normally involves young people over drinking. Here are some areas that you might avoid. The Encanto area, Barrio Logan, City Heights area are principally the highest crime rates in relation to a community not related to a bunch of bar drinking on the weekend. Please see the ecrime statistics per neighborhood website for more detail.
Finding out where the best schools are is also a very important criteria to use for your first home please see the Scholastic ranking websites.
And overlooked gem in the city of San Diego are some of the neighborhoods surrounding the infamous City Heights area. These areas have high appreciation rates, low crime rates, and are some of the most affordable homes in the city of San Diego; far below the average median price for home. We found a beautiful deal in this area. Oak Park, Rolando, Islenaire, and Ridge View are a few of these areas.
Getting the most money for down payment assistance by using the right neighborhoods will be coming soon. This info will be in my new book. San Diego First Time Home Buyer Secrets. Pre-order here. A section of the book will be dedicated to getting the most money for down payment assistance.
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