First off. The good news. We had a happy ending fighting through the naysayers and negative circumstances. Right now my wife and I own a home we bought through the San Diego First time home buyers down payment assistance program for 3% down and received 25% down payment assistance with 3% interest and no payments due until 30 years later, on a home worth 40% more than what we paid for it. It sounds too good to be true but it DID happen to us.
How we had a happy ending fighting through the naysayers and negativity promoters
I talked to maybe 50 different realtors and over 100 mortgage brokers and this is the answer I received 99% of the time.
“Oh! that program doesn’t exist anymore, or they’re out of money, or those programs really don’t work, it’s very very very difficult to qualify and you don’t want to be bothered with the process because they don’t give you the money after all your efforts.”
Or “you don’t want to buy using them, sellers won’t want to work with you.”
Then there were the sincere but very ignorant realtors who say this “I frankly don’t know anything about the program. I’ve been doing this a long time and I’ve never had one person actually use it and get a home so I really don’t see the sense of doing it.”
Don’t believe the hype from these salacious misfits. Beware of the dark side of San Diego realtors, mortgage brokers, and investors who will go to any length to prevent you from using the San Diego first time homebuyer downpayment assistance program through the San Diego housing commission. You absolutely must work with a Realtor and mortgage broker that cares about you as a person and your home purchase the way you do. You too will have a happy ending fighting through the naysayers and negativity. I am happy to share with you our resources that my wife and I used, that we feel were helpful to us. Please reach me at (619) 886-1826 or fill out the contact form below.